Andalusia Income Tax Calculator — 2026

Take-home pay €35,586 ≈ €2,966 a month · effective rate 28.8%

Gross salary€50,000
Social security — common contingencies (employee)-€2,3504.70% up to €61,214.40
Social security — unemployment (employee, permanent contract)-€7751.55% up to €61,214.40
Social security — vocational training (employee)-€500.10% up to €61,214.40
Social security — intergenerational equity mechanism / MEI (employee)-€750.15% up to €61,214.40
Income tax-€11,164Taxable base €44,750, less tax on the €5,550 personal and family minimum
Take-home pay€35,586Effective rate 28.8%

Andalusia against the other regions we model

Take-home pay on the same salary, 2026 rules, no special regimes — only the region changes:

Region €30,000€50,000€90,000
Andalusia €23,165€35,586€58,373
Balearic Islands €23,139€35,556€58,770
Catalonia €23,091€35,308€58,082
Madrid €23,417€36,156€59,506
Valencia €23,199€35,567€57,197

Compare with another country:Portugal

What Andalusia actually decides

If the two-halves logic of Spanish IRPF is new to you (state scale plus community scale, mínimo as a credit rather than a deduction), the Spain tax calculator page covers the machinery. This page is about the half Andalusia writes, the one that applies whether you land in Málaga, Seville or anywhere else in the community.

Same rates as the state, wider brackets underneath them

Put the two scales side by side and Andalusia’s looks like a copy: the rates run from 9.5% to 22.5%, matching the state’s, step for step. The difference is where the brackets end. Andalusia’s first bracket runs to €13,000, where the state’s stops at €12,450. Its second runs to €21,100, against €20,200 on the state side. From €35,200 upwards the thresholds line up exactly.

The mechanics of a widened bracket are worth understanding, because they explain why the saving feels smaller than the headline suggests. Every euro of income climbs the scale from the bottom, so stretching a low bracket means a fixed slice of everyone’s income gets taxed one rate lower. It is a flat euro amount, the same for a nurse and a director, not a percentage cut. Once your base clears the second threshold you have banked all of it, and earning more does not grow it.

The top end is where the halves part ways

The other structural difference sits at the top. Andalusia’s scale stops adding brackets at €60,000: from there the regional marginal rate is 22.5% however far up the payslip goes. The state half keeps one more step in reserve: 24.5% above €300,000. So on very high income only the state side climbs further; Andalusia adds no surcharge of its own.

One more Andalusian detail: the scale is built to sit still. The Junta publishes it as the scale “for 2022 and following years” (Ley 5/2021, art. 23, as amended by Decreto-ley 7/2022), and it has not moved since. If you are modelling an offer for next year, this is one of the few inputs you can reasonably assume stays put.

The mínimo runs twice, once per half

The two-step mínimo credit (tax the full base, then subtract the tax computed on your personal and family minimum) runs separately on each half, each with its own scale. Because Andalusia’s first bracket carries the same rate as the state’s, the taxpayer minimum of €5,550 converts into the same euro credit on both halves. Communities may also set their own minimum amounts for their half; our Andalusia data carries none, so the calculator applies the state amounts to both.

A worked example: a Málaga salary

Take €40,000 gross on a permanent contract in Málaga, single, no children. Employee social security takes €2,600, the standard €2,000 of employment expenses come off next, and the base landing on both scales is €35,400, too high for the low-income reduction, so nothing else intervenes.

The state half works out to €3,872.50 after its mínimo credit of €527.25. The Andalusian half, on the identical base, comes to €3,831.75 after the same credit. Total IRPF: €7,704.25, leaving about €29,700 after tax and contributions. The €40.75 gap between the two halves is the wider brackets in cash. Modest at this salary, but it is money the state scale would have taken and Andalusia does not, every year, without filing anything.

What changed in 2026

On the Andalusian side: nothing. The community scale is the same one in force since the 2022 reform, and both the Junta and AEAT publish it unchanged. If your bill in Andalusia moved against last year, look at the national layer instead: a new contribution order reset the 2026 social security bases, including the ceiling at €61,214, and contributions come off your income before either scale runs. The state scale itself did not move either, so for an Andalusian employee 2026 is a contributions story, not a tax-scale one.

Questions people actually ask

Is income tax lower in Andalusia than in Madrid?

On the regional half, Madrid is lighter: of the communities we model it applies the lightest scale at every income level, and Andalusia comes in behind it but clearly ahead of Catalonia and Valencia once you are past the middle brackets. The comparison table on this page shows the actual gap at three salary levels. The honest summary: Andalusia is one of the cheaper options among the big communities without being the cheapest, and for most people the difference against Madrid is small enough that rent moves the decision more than tax does.

Do Málaga and Seville have different income tax rates?

No. The scale is set at the level of the autonomous community, so the same one applies everywhere in Andalusia: Málaga, Seville, Granada, a village in Cádiz. Where inside the community you register makes no difference to your IRPF. Your municipality matters for other taxes, property and vehicle among them, just not for this one.

How is the Andalusian scale different from the state scale?

The rates themselves match the state scale; what differs is the geometry. Andalusia stretches its bottom two brackets further than the state does, so a slice of everyone's income is taxed one rate lower, and it never adds the extra top bracket the state keeps in reserve for very high income. Both differences are covered with the actual numbers in the article below. They are smaller than people expect, but they are real euros and they repeat every year.

Does living in Andalusia matter if I am on the Beckham regime?

No. The impatriate regime replaces the whole two-half machine with flat non-resident tiers, and the community scale stops applying to your employment income entirely. Choosing between Málaga and Madrid on income-tax grounds only makes sense on the ordinary scale; under Beckham the answer is the same everywhere in Spain. Eligibility is narrower than the blog posts suggest; our Beckham page walks through who actually qualifies.

Does this calculator include Andalusian regional deductions?

No. We model the community scale, not the community tax credits Andalusia layers on top of it. Each of those comes with its own eligibility conditions and paperwork, and they come off the tax after the point where our number stops. Your real bill can therefore end up lower than what the calculator shows, never higher for this reason.

This calculator is for information only and is not tax advice. Rates and thresholds change; check the methodology page for sources and verification dates, and confirm your own situation with a qualified adviser.