Portugal Contabilidade Organizada Calculator 2026
Where the money goes
| Business income after expenses | €50,000 | Revenue €60,000 less deductible expenses €10,000 |
|---|---|---|
| Segurança Social: trabalhador independente (contabilidade organizada) | -€8,814 | |
| Income tax | -€10,164 | Taxable base €41,186.16 (after €8,813.84 contributions) |
| Left after tax and contributions | €31,022 | Effective rate 38.0% |
Regimes checked
Every regime is checked against what you entered. Open one to see what it requires, what it is worth, and the conditions you confirm yourself.
Contabilidade Organizada€31,022 kept · 52%
Accounting on your actual profit, compulsory once turnover exceeds EUR 200,000, an option below it.
Regime Simplificado€30,560 kept · 51%
The default for most freelancers: taxable income is a set share of turnover, actual expenses are not asked for; open up to EUR 200,000 of annual turnover.
Revenue limits
- Up to €200,000 a year
Calculation limitations
Your result can move: personal deductions, family status and special regimes we do not model can make your real tax lower in 2 cases, and higher in 1 case.
What we do not model 4
Every rule below is real and is left out on purpose. Modelling it would need information this form does not ask you for, or a mechanism we have not built yet. What matters is not that something is missing, but which way it moves your number, so that is what we tell you.
- Your real tax may be LOWER: In the first two years of activity the deemed-cost coefficients for services are cut (by half in the opening year, by a quarter in the next), and social security contributions are not due at all for the first twelve months. Neither relief is applied here. Applies to: Anyone who has just registered as self-employed, which is most people arriving in Portugal.
- Your real tax may be HIGHER: Part of the deemed expense allowance has to be backed by real, documented expenses: if you cannot show them, the taxable base is increased. We do not model that add-back, so a freelancer with few real expenses is shown a lower tax than the law would charge. Applies to: Freelancers on the simplified regime with few documented expenses or contributions.
- May not apply to you: Contributions are really assessed quarterly on the previous quarter's income, and you may adjust the assessed base up or down by up to 25%. We compute an annual figure from the income you enter, so your monthly bills will not match this line exactly even when the yearly total is close. Applies to: Everyone paying social security as a self-employed worker.
- Your real tax may be LOWER: Tax credits for health, education, rent and general family expenses are not modelled (see the income tax calculator for the same limitation). The tax shown is before them. Applies to: Residents who file receipts, which is nearly everyone.
Information only, not tax advice. Rates change; confirm your own situation with a qualified adviser. View sources and how we verify