Portugal Contabilidade Organizada Calculator — 2026
Left after tax and contributions €31,022 ≈ €2,585 a month · effective rate 38.0%
| Business income after expenses | €50,000 | Revenue €60,000 less deductible expenses €10,000 |
|---|---|---|
| Segurança Social — trabalhador independente (contabilidade organizada) | -€8,814 | |
| Income tax | -€10,164 | Taxable base €41,186.16 (after €8,813.84 contributions) |
| Left after tax and contributions | €31,022 | Effective rate 38.0% |
Which regime is mine?
Each regime below is checked against the amounts and activity you entered in the form. The conditions the calculator cannot see — how long you have been in the country, what you did before — you confirm yourself.
Regime simplificado (category B) — The default for most freelancers: taxable income is a set share of turnover, actual expenses are not asked for; open up to EUR 200,000 of annual turnover.
Fits what you entered in the form.
Left after tax and contributions: €30,560 Regime Simplificado calculator
Contabilidade organizada (organised accounting) — Accounting on your actual profit — compulsory once turnover exceeds EUR 200,000, an option below it.
Fits what you entered in the form.
Left after tax and contributions: €31,022
Ticking a box is your own confirmation, not advice — the conditions come from the same verified sources as the rates.
Do I qualify for Contabilidade Organizada?
Accounting on your actual profit — compulsory once turnover exceeds EUR 200,000, an option below it.
Anything measurable — income limits, the type of activity — is checked live by the calculator above as you type.
Compare with another country:Spain
What this calculator does not model
Every rule below is real and is left out on purpose — modelling it would need information this form does not ask you for, or a mechanism we have not built yet. What matters is not that something is missing, but which way it moves your number, so that is what we tell you.
- Your real tax may be LOWER — In the first two years of activity the deemed-cost coefficients for services are cut (by half in the opening year, by a quarter in the next), and social security contributions are not due at all for the first twelve months. Neither relief is applied here. Applies to: Anyone who has just registered as self-employed — which is most people arriving in Portugal.
- Your real tax may be HIGHER — Part of the deemed expense allowance has to be backed by real, documented expenses: if you cannot show them, the taxable base is increased. We do not model that add-back, so a freelancer with few real expenses is shown a lower tax than the law would charge. Applies to: Freelancers on the simplified regime with few documented expenses or contributions.
- May not apply to you — Contributions are really assessed quarterly on the previous quarter's income, and you may adjust the assessed base up or down by up to 25%. We compute an annual figure from the income you enter, so your monthly bills will not match this line exactly even when the yearly total is close. Applies to: Everyone paying social security as a self-employed worker.
- Your real tax may be LOWER — Tax credits for health, education, rent and general family expenses are not modelled (see the income tax calculator for the same limitation) — the tax shown is before them. Applies to: Residents who file receipts, which is nearly everyone.